While health insurance is not something too many high school students think about, it is something you will likely have to deal with when it comes time to go to college.
Here are some questions to consider:
Am I covered?
Are you currently covered under your parents’ health insurance plan?
Can I remain on my parents’ plan?
According to current U.S. law, young adults can remain on their parents’ plans until age 26, regardless of student or marital status.
Should I secure an individual plan?
Many health insurance companies offer low costs for young people that may be less expensive than remaining on your parents’ plan.
Is a university plan for me?
University plans are available at some schools, but are often much more restrictive than other options.
Ideally, you have (and will continue to have) access to affordable health care throughout college, but you should at least look into what your health insurance options are in order to secure your coverage before heading off to school. And remember, insurance of any kind may not seem necessary right now, (especially when you are young) but it is critically important that you educate yourself, take full advantage of the options available to you, and understand what is best for you and your budget.
For more information about health insurance for students, visit GoHealthInsurance.com/student